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Information Needed at Loan Application
 
Most lenders will need the following information at time of application. The more prepared you are, the smoother and faster your application can be approved. The lender may have additional requirements. (This is a general list.)

To verify income

If you are salaried:

  • 2 years W2's
  • 1 month of most recent paystubs

    If you are self-employed or commissioned:

  • 2 years tax returns
  • Year-to-Date Profit and Loss or evidence of year-to-date earnings

    To verify funds for down payment and closing costs

  • 2 months most recent bank statements
  • 2 months most recent stock statements
  • 2 months history on other asset accounts
  • Copy of your purchase agreement if you have chosen a house
  • Money for appraisal and credit report
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