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Single Family Home in Saint Ann, Missouri

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3149 Saint Joachim Ln

Saint Ann, MO 63074

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$115,000 $480*
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Contact this seller Single Family Home 2 1 972 1951 Saint Louis MDG5105



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Highlights and Description

  • Single story
  • Built in 1951
  • In the St Ann Heights neighborhood
  • Part of the Ritenour school district
ATTENTION!!!- Owner Finance / Lease Purchase - Handyman Special! - Earn a $10,000 Work For Equity Credit!- Get the $8,000 First Time Home Buyer s Tax Credit NOW for your future down payment!- Get 100% Rent Credits! Don't have enough down payment to get a traditional loan? Credit score not the best? Are you handy and want to earn $10,000 in sweat equity? Want the $8,000 First Time Home Buyers Tax Credit while you Owner Finance? Would you like your payments reported to the major credit bureaus? Would you like 100% rent credits? Then we have the house for you!!!  Buy this 2 bedroom, 1 bath house with Owner Financing and we will help you get the $8,000 First Time Home Buyer's Tax Credit for your down payment NOW!!! Yes, we report you rent / payments to the major credit bureaus! We will pay the initial fee for your credit repair. We will walk you through the entire process of rebuilding your credit and getting a traditional mortgage. And do we need to mention the 100% payment credits again???!!!

OWNER FINANCE / LEASE PURCHASE TERMS:
- Payments $795/month (includes taxes, insurance, principal, and interest of ~ 7.8%)- Pay on time, get a 100% rent / payment credit to pay your closing costs and reduce the price of the home when you get a permanent mortgage- Price of home: $115,000- Finish the work before you move in and get a $10,000 Work For Equity Credit at closing- Down payment required if Owner Financing: $2,000- Option Consideration if Lease Purchase: $3,500- To qualify for First Time Home Buyer's Tax Credit as part of your future down payment, you cannot have owned a home in the last 3 years and you can't owe any taxes for 2008.

CURRENT CONDITION OF HOUSE
:House is in good shape, needs mostly cosmetic updating. 2 bedrooms, 1 bath, large kitchen, family room, dining room, newer add-on sun room, detached garage, full basement. No leaking in basement. Roof in good shape. Wood floors needs to be refinished. New carpet needed in bedrooms. Kitchen and bath needs new ceramic tile or vinyl flooring. Kitchen needs cleaning and cabinet hardware. Bedrooms need new carpet. Bathroom needs new grout in showers, new plumbing fixtures, new vanity & medicine cabinet.

WORK NEEDED TO BE DONE FOR $10,000 WORK FOR EQUITY CREDIT:- Paint entire interior of house 2 tones, white trim- Refinish wood floors- New carpet in bedrooms- Install new door hardware on all doors, new closet shelving & rods - Install new light switches and outlet covers- Remove & install window treatments- Kitchen: thorough cleaning, new flooring, install new countertop, new cabinet hardware, install door to basement, remove tile backsplash if desired, fix or replace ceiling light - Bathroom: new flooring, purchase and install new toilet if broken, new vanity, faucets, mirror, lights, re-grout shower tile, reglaze tub- Basement: Paint walls white and floor gray, ensure HVAC and hot water heater are working, replace basement window- Garage: replace broken window, ensure garage door opener works or install new one- Landscaping: trim all bushes, install mulch and plants in front, power wash & stain deck

Note: The work has to be complete before you move in. You have to pay rent while doing the work. You are responsible to get the house to pass occupancy inspection. Pets allowed.HURRY BEFORE THIS HOME IS GONE! CALL NOW! 636-541-9751
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 * Est. payment based on 20% down and a 30-year fixed rate mortgage of 4.75%

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