Single Family Home in Saint Louis, Missouri

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2108 Charlack Ave

Saint Louis, MO 63114

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$123,000
$513*
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Contact this seller Single Family Home 3 2 1476 1928 Saint Louis WDG8542

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Highlights and Description

  • Single story
  • Built in 1928
  • Central AC cooling system
  • Has a basement
  • In the Charlack neighborhood
  • Part of the Ritenour school district
Don't have enough down payment to get a traditional loan? Credit score not the best? Are you handy and want to earn $15,000 in sweat equity? Want the $8,000 First Time Home Buyers Tax Credit while you Owner Finance? Would you like your payments reported to the major credit bureaus? Then we have the house for you!!!

Buy this 3 bedroom, 2 full bath house with Owner Financing and we will help you get the $8,000 First Time Home Buyer's Tax Credit for your down payment NOW!!! We even report payments to the major credit bureaus! We will pay the initial fee for your credit repair. We will walk you through the entire process of rebuilding your credit and getting a traditional mortgage. Did we mention 25% payment credits???!!!

Owner Finance / Rent To Own Terms:
- Payments $895/month (includes taxes, insurance, interest of ~ 7.5%)
- Pay on time, get a 25% payment credit to pay your closing costs when you refinance into a traditional mortgage
- Price of home: $123,000
- Finish the work before you move in and get a $15,000 Work For Equity Credit at closing
- Down payment required: $1,500
- To qualify for First Time Home Buyer's Tax Credit as part of your future down payment, you cannot have owned a home in the last 3 years and you can't owe any taxes for 2008

CURRENT CONDITION OF HOUSE
:All new plumbing rough, newer roof & gutters, newer HVAC, furnace and hot water heater work great, no leaking in basement, two brand new bathrooms already roughed-in with baths & showers, new electric panel, lots of new wiring, passed electrical inspection, all windows with broken sashes have been repaired, very clean and ready for your finishing touches!

WORK NEEDED TO BE DONE FOR $15,000 WORK FOR EQUITY CREDIT:- Entire house needs new flooring (carpet, tile, and/or refinish wood floors), paint all walls. - Kitchen: Purchase and install cabinets & appliances- Bathrooms: Purchase and install toilets, vanities, faucets, lights- Basement: Paint walls and floor- Misc: Touch up exterior doors, replace a few storm windows, Remember, work has to be complete before you move in. You have to pay rent while doing the work. (So the faster you get it done, the more money you save.) Pets allowed. HURRY BEFORE THIS HOME IS GONE! CALL NOW! 636-541-9751
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 * Est. payment based on 20% down and a 30-year fixed rate mortgage of 4.75%

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