North Carolina Mortgage Rates

Lender	Payment	Rate	Points	APR	Fees	Information	Product	Updated	Details
PennyMac Loan Services, LLC View Details	$2,322	4.125	0.000	4.212	$1,742	Clear, straightforward guidance and outstanding customer service.	30 Year FHA	06/19/2013	More Info
Credence Mortgage View Details	$2,253	3.875	0.000	3.905	$1,246	Please call or visit our website for your personalized quote	30 Year FHA	06/19/2013	More Info
Aurora Financial View Details	$2,253	3.875	0.000	3.933	$18	Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar	30 Year FHA	06/19/2013	More Info
Credence Mortgage View Details	$3,396	3.375	0.000	3.411	$2,156	Please call or visit our website for your personalized quote	15 Year Fixed	06/19/2013	More Info
Aurora Financial View Details	$3,396	3.375	0.000	3.469	$18	Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar	15 Year Fixed	06/19/2013	More Info
PennyMac Loan Services, LLC View Details	$2,322	4.125	0.000	4.212	$1,742	Clear, straightforward guidance and outstanding customer service.	30 Year Fixed	06/19/2013	More Info
Credence Mortgage View Details	$2,253	3.875	0.000	3.905	$1,246	Please call or visit our website for your personalized quote	30 Year Fixed	06/19/2013	More Info
Aurora Financial View Details	$2,253	3.875	0.000	3.933	$18	Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar	30 Year Fixed	06/19/2013	More Info
Credence Mortgage View Details	$1,893	2.500	0.000	2.520	$1,840	Please call or visit our website for your personalized quote	5/1 Year ARM	06/19/2013	More Info
Aurora Financial View Details	$1,893	2.500	0.000	2.548	$18	Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar	5/1 Year ARM	06/19/2013	More Info
PennyMac Loan Services, LLC View Details	$2,322	4.125	0.000	4.212	$1,742	Clear, straightforward guidance and outstanding customer service.	30 Year FHA	06/19/2013	More Info
Credence Mortgage View Details	$2,253	3.875	0.000	3.905	$0	Please call or visit our website for your personalized quote	30 Year FHA	06/19/2013	More Info
Aurora Financial View Details	$2,253	3.875	0.000	3.933	$18	Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar	30 Year FHA	06/19/2013	More Info
PennyMac Loan Services, LLC View Details	$3,338	3.125	0.262	3.308	$1,743	Clear, straightforward guidance and outstanding customer service.	15 Year Fixed	06/19/2013	More Info
Credence Mortgage View Details	$3,367	3.250	0.141	3.364	$0	Please call or visit our website for your personalized quote	15 Year Fixed	06/19/2013	More Info
Aurora Financial View Details	$3,338	3.125	0.469	3.313	$18	Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar	15 Year Fixed	06/19/2013	More Info
PennyMac Loan Services, LLC View Details	$2,322	4.125	0.000	4.212	$1,742	Clear, straightforward guidance and outstanding customer service.	30 Year Fixed	06/19/2013	More Info
Credence Mortgage View Details	$2,253	3.875	0.000	3.905	$0	Please call or visit our website for your personalized quote	30 Year Fixed	06/19/2013	More Info
Aurora Financial View Details	$2,253	3.875	0.000	3.933	$18	Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar	30 Year Fixed	06/19/2013	More Info
Credence Mortgage View Details	$1,862	2.375	0.157	2.405	$0	Please call or visit our website for your personalized quote	5/1 Year ARM	06/19/2013	More Info
Aurora Financial View Details	$1,862	2.375	0.077	2.429	$18	Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar	5/1 Year ARM	06/19/2013	More Info
PennyMac Loan Services, LLC View Details	$2,253	3.875	1.387	4.075	$1,743	Clear, straightforward guidance and outstanding customer service.	30 Year FHA	06/19/2013	More Info
Credence Mortgage View Details	$2,219	3.750	0.671	3.854	$0	Please call or visit our website for your personalized quote	30 Year FHA	06/19/2013	More Info
Aurora Financial View Details	$2,185	3.625	1.441	3.798	$18	Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar	30 Year FHA	06/19/2013	More Info
PennyMac Loan Services, LLC View Details	$3,309	3.000	0.888	3.272	$1,742	Clear, straightforward guidance and outstanding customer service.	15 Year Fixed	06/19/2013	More Info
Credence Mortgage View Details	$3,309	3.000	1.319	3.282	$0	Please call or visit our website for your personalized quote	15 Year Fixed	06/19/2013	More Info
Aurora Financial View Details	$3,280	2.875	1.219	3.141	$18	Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar	15 Year Fixed	06/19/2013	More Info
PennyMac Loan Services, LLC View Details	$2,253	3.875	1.387	4.075	$1,743	Clear, straightforward guidance and outstanding customer service.	30 Year Fixed	06/19/2013	More Info
Credence Mortgage View Details	$2,219	3.750	0.671	3.854	$0	Please call or visit our website for your personalized quote	30 Year Fixed	06/19/2013	More Info
Aurora Financial View Details	$2,185	3.625	1.441	3.798	$18	Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar	30 Year Fixed	06/19/2013	More Info
Credence Mortgage View Details	$1,801	2.125	1.178	2.258	$0	Please call or visit our website for your personalized quote	5/1 Year ARM	06/19/2013	More Info
Aurora Financial View Details	$1,801	2.125	1.098	2.250	$18	Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar	5/1 Year ARM	06/19/2013	More Info
PennyMac Loan Services, LLC View Details	$2,219	3.750	1.888	3.990	$1,742	Clear, straightforward guidance and outstanding customer service.	30 Year FHA	06/19/2013	More Info
Credence Mortgage View Details	$2,151	3.500	2.333	3.748	$0	Please call or visit our website for your personalized quote	30 Year FHA	06/19/2013	More Info
Aurora Financial View Details	$2,151	3.500	2.253	3.732	$18	Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar	30 Year FHA	06/19/2013	More Info
PennyMac Loan Services, LLC View Details	$3,280	2.875	1.888	3.287	$1,742	Clear, straightforward guidance and outstanding customer service.	15 Year Fixed	06/19/2013	More Info
Credence Mortgage View Details	$3,280	2.875	1.929	3.242	$0	Please call or visit our website for your personalized quote	15 Year Fixed	06/19/2013	More Info
Aurora Financial View Details	$3,195	2.500	2.344	2.919	$18	Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar	15 Year Fixed	06/19/2013	More Info
PennyMac Loan Services, LLC View Details	$2,219	3.750	1.888	3.990	$1,742	Clear, straightforward guidance and outstanding customer service.	30 Year Fixed	06/19/2013	More Info
Credence Mortgage View Details	$2,151	3.500	2.333	3.748	$0	Please call or visit our website for your personalized quote	30 Year Fixed	06/19/2013	More Info
Aurora Financial View Details	$2,151	3.500	2.253	3.732	$18	Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar	30 Year Fixed	06/19/2013	More Info
Credence Mortgage View Details	$1,771	2.000	1.725	2.180	$0	Please call or visit our website for your personalized quote	5/1 Year ARM	06/19/2013	More Info
Aurora Financial View Details	$1,741	1.875	2.451	2.113	$18	Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar	5/1 Year ARM	06/19/2013	More Info

Data provided by Informa. Last updated 6/19/2013 9:51:24 AM.

About NC Mortgage Rates:

It’s fast, easy and free to search for mortgage rates in North Carolina. Compare lenders to find the best mortgage rate quotes on refinancing or purchasing a home. Mortgage rates vary by state, lending company, credit score and many other factors such as fees, points, down payment, loan type and home loan amount. Common mortgage products include 30-year and 15-year fixed loans. 1-3-5-7 or 10-year adjustable rate mortgages are less common and offer interest only payments for the initial term of the loan to increase affordability for those with a tight budget. Adjustable rate mortgages in NC have a fixed payment for the first term, then convert to a variable rate that can change monthly based on the index used for a particular loan. Variable rate mortgage indexes vary by loan type and lender. Fixed rate loans never change and keep the same interest rate for the life of the loan. If the goal is to stay in a home for the rest of your life, a fixed rate loan is probably the best choice. If there are short term plans to stay in the home, a shorter loan period might be better. Speak to a licensed mortgage advisor who can offer advice and show you the total cost of a loan over a specified period of time for a fixed or variable rate option.

Purchasing real estate is the largest investment most people make in their lives. Make an informed decision by doing your research, comparing North Carolina mortgage rate quotes, reviewing all the loan products available for your particular needs and determine how much you can afford. The interest rates provided above are updated in real time and provide estimated monthly payments, lock periods, APR’s (which include fees built into the loan) and in some cases, a description of the lending company. Click or call any lender to learn more details about them and their loan products. There is no cost or obligation at any time to search for North Carolina mortgage rates or to get a free quote in NC using the lenders listed in our mortgage center.