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New Jersey Mortgage Rates

Loan PurposeLoan AmountProduct TypePointsState

 
Lender Payment Rate Points APR Fees Information Product Updated Details
$1,740 3.250 0.000 3.466 $7,899 Open evenings & weekends. 30 Year FHA 05/16/2013 More Info
$1,795 3.500 0.000 3.592 $2,011 Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7 30 Year FHA 05/20/2013 More Info
$1,906 3.990 0.000 4.065 $799 Don't miss your chance to lock in a low fixed-rate and payment today! 30 Year FHA 05/20/2013 More Info
$1,897 3.950 0.000 4.003 $18 Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar 30 Year FHA 05/20/2013 More Info
$2,737 2.875 0.000 2.962 $0 Choose the home financing that is right for you. 15 Year Fixed 05/20/2013 More Info
$2,690 2.625 0.000 2.776 $2,011 Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7 15 Year Fixed 05/20/2013 More Info
$2,785 3.125 0.000 3.227 $299 Don't miss your chance to lock in a low fixed-rate and payment today! 15 Year Fixed 05/20/2013 More Info
$2,785 3.125 0.000 3.212 $18 Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar 15 Year Fixed 05/20/2013 More Info
$1,795 3.500 0.000 3.592 $2,011 Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7 30 Year Fixed 05/20/2013 More Info
$1,906 3.990 0.000 4.065 $799 Don't miss your chance to lock in a low fixed-rate and payment today! 30 Year Fixed 05/20/2013 More Info
$1,897 3.950 0.000 4.003 $18 Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar 30 Year Fixed 05/20/2013 More Info
$1,554 2.375 0.000 2.462 $2,011 Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7 5/1 Year ARM 05/20/2013 More Info
$1,713 3.125 0.000 3.187 $799 Don't miss your chance to lock in a low fixed-rate and payment today! 5/1 Year ARM 05/20/2013 More Info
$1,740 3.250 0.000 3.466 $7,899 Open evenings & weekends. 30 Year FHA 05/16/2013 More Info
$1,795 3.500 0.250 3.571 $0 Choose the home financing that is right for you. 30 Year FHA 05/20/2013 More Info
$1,768 3.375 0.474 3.517 $2,011 Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7 30 Year FHA 05/20/2013 More Info
$1,906 3.990 0.000 4.065 $799 Don't miss your chance to lock in a low fixed-rate and payment today! 30 Year FHA 05/20/2013 More Info
$1,880 3.875 0.263 3.950 $18 Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar 30 Year FHA 05/20/2013 More Info
$2,737 2.875 0.000 2.962 $0 Choose the home financing that is right for you. 15 Year Fixed 05/20/2013 More Info
$2,666 2.500 0.250 2.698 $2,011 Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7 15 Year Fixed 05/20/2013 More Info
$2,759 2.990 0.500 3.195 $799 Don't miss your chance to lock in a low fixed-rate and payment today! 15 Year Fixed 05/20/2013 More Info
$2,761 3.000 0.343 3.140 $18 Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar 15 Year Fixed 05/20/2013 More Info
$1,795 3.500 0.250 3.571 $0 Choose the home financing that is right for you. 30 Year Fixed 05/20/2013 More Info
$1,768 3.375 0.474 3.517 $2,011 Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7 30 Year Fixed 05/20/2013 More Info
$1,906 3.990 0.000 4.065 $799 Don't miss your chance to lock in a low fixed-rate and payment today! 30 Year Fixed 05/20/2013 More Info
$1,880 3.875 0.263 3.950 $18 Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar 30 Year Fixed 05/20/2013 More Info
$1,557 2.390 0.250 2.488 $1,758 Check out our $495 closing cost option. We pay all other costs. No app fee! 5/1 Year ARM 05/20/2013 More Info
$1,503 2.125 0.250 2.229 $2,011 Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7 5/1 Year ARM 05/20/2013 More Info
$1,683 2.990 0.250 3.086 $799 Don't miss your chance to lock in a low fixed-rate and payment today! 5/1 Year ARM 05/20/2013 More Info
$1,768 3.375 1.250 3.529 $0 Choose the home financing that is right for you. 30 Year FHA 05/20/2013 More Info
$1,740 3.250 1.494 3.458 $2,011 Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7 30 Year FHA 05/20/2013 More Info
$1,852 3.750 1.000 3.906 $799 Don't miss your chance to lock in a low fixed-rate and payment today! 30 Year FHA 05/20/2013 More Info
$1,823 3.625 1.442 3.796 $18 Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar 30 Year FHA 05/20/2013 More Info
$2,713 2.750 1.000 2.982 $0 Choose the home financing that is right for you. 15 Year Fixed 05/20/2013 More Info
$2,643 2.375 1.041 2.678 $2,011 Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7 15 Year Fixed 05/20/2013 More Info
$2,737 2.875 1.250 3.171 $799 Don't miss your chance to lock in a low fixed-rate and payment today! 15 Year Fixed 05/20/2013 More Info
$2,737 2.875 1.017 3.105 $18 Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar 15 Year Fixed 05/20/2013 More Info
$1,768 3.375 1.250 3.529 $0 Choose the home financing that is right for you. 30 Year Fixed 05/20/2013 More Info
$1,740 3.250 1.494 3.458 $2,011 Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7 30 Year Fixed 05/20/2013 More Info
$1,852 3.750 1.000 3.906 $799 Don't miss your chance to lock in a low fixed-rate and payment today! 30 Year Fixed 05/20/2013 More Info
$1,823 3.625 1.442 3.796 $18 Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar 30 Year Fixed 05/20/2013 More Info
$1,428 1.750 1.457 1.931 $2,011 Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7 5/1 Year ARM 05/20/2013 More Info
$1,606 2.625 1.500 2.827 $799 Don't miss your chance to lock in a low fixed-rate and payment today! 5/1 Year ARM 05/20/2013 More Info
$1,823 3.625 1.875 3.848 $800 Don't miss your chance to lock in a low fixed-rate and payment today! 30 Year FHA 05/20/2013 More Info
$1,795 3.500 2.308 3.738 $18 Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar 30 Year FHA 05/20/2013 More Info
$2,619 2.250 1.851 2.666 $2,011 Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7 15 Year Fixed 05/20/2013 More Info
$2,690 2.625 2.000 3.025 $799 Don't miss your chance to lock in a low fixed-rate and payment today! 15 Year Fixed 05/20/2013 More Info
$2,690 2.625 2.180 3.025 $18 Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar 15 Year Fixed 05/20/2013 More Info
$1,823 3.625 1.875 3.848 $800 Don't miss your chance to lock in a low fixed-rate and payment today! 30 Year Fixed 05/20/2013 More Info
$1,795 3.500 2.308 3.738 $18 Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guar 30 Year Fixed 05/20/2013 More Info
$1,580 2.500 2.000 2.716 $799 Don't miss your chance to lock in a low fixed-rate and payment today! 5/1 Year ARM 05/20/2013 More Info
Data provided by Informa. Last updated 5/20/2013 11:21:44 AM.

About NJ Mortgage Rates:

It’s fast, easy and free to search for mortgage rates in New Jersey. Compare lenders to find the best mortgage rate quotes on refinancing or purchasing a home. Mortgage rates vary by state, lending company, credit score and many other factors such as fees, points, down payment, loan type and home loan amount. Common mortgage products include 30-year and 15-year fixed loans. 1-3-5-7 or 10-year adjustable rate mortgages are less common and offer interest only payments for the initial term of the loan to increase affordability for those with a tight budget. Adjustable rate mortgages in NJ have a fixed payment for the first term, then convert to a variable rate that can change monthly based on the index used for a particular loan. Variable rate mortgage indexes vary by loan type and lender. Fixed rate loans never change and keep the same interest rate for the life of the loan. If the goal is to stay in a home for the rest of your life, a fixed rate loan is probably the best choice. If there are short term plans to stay in the home, a shorter loan period might be better. Speak to a licensed mortgage advisor who can offer advice and show you the total cost of a loan over a specified period of time for a fixed or variable rate option.

Purchasing real estate is the largest investment most people make in their lives. Make an informed decision by doing your research, comparing New Jersey mortgage rate quotes, reviewing all the loan products available for your particular needs and determine how much you can afford. The interest rates provided above are updated in real time and provide estimated monthly payments, lock periods, APR’s (which include fees built into the loan) and in some cases, a description of the lending company. Click or call any lender to learn more details about them and their loan products. There is no cost or obligation at any time to search for New Jersey mortgage rates or to get a free quote in NJ using the lenders listed in our mortgage center.

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