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() is a city in Hamilton, Clermont, and Warren counties in the southwestern part of the U.S. state of Ohio. Considered part of the Greater Cincinnati area, Loveland is located near exit 52 off Interstate 275, about fifteen miles northeast of the Cincinnati city limits. It borders Symmes, Miami and Hamilton Townships. The population was 11,677 at the 2000 census, and was estimated at 11,154 in 2006.
According to the United States Census Bureau, the city has a total area of 4.7 square miles (12.2 km²). 4.7 square miles (12.0 km²) of it is land and 0.1 sq mi (0.2 km² or 1.28%) of it is water. The city is situated at an elevation of 597 ft. (182 m) above sea level.
Loveland can be reached by car most easily via Interstate 275, but State Route 48 also serves the city. State Route 3 / U.S. Route 22 passes through Montgomery to the west, and State Route 126 passes through Remington and Miamiville to the south.
Loveland is located within three counties: Hamilton County, Clermont County, and Warren County. About 35 Ohio cities cross county borders. Historic Downtown Loveland and the central business district lie in a small valley on opposite sides of the Little Miami Scenic River, the boundary between Hamilton and Clermont counties, whereas most of Loveland's residential areas are located on the hills surrounding the valley on either side. Loveland City Hall is located in Clermont County, whereas most of the population resides in Hamilton County.
These areas include some neighborhoods from the 1950s and earlier, as well as a number of newer subdivisions built as part of the urban sprawl that saw nearby Mason grow tremendously. Unlike Mason and other suburbs closer to Interstate 71 and Interstate 75, Loveland is considered somewhat of a "bedroom community", where residential neighborhoods (and churches) seemingly outnumber businesses, and most residents make the half-hour commute to Downtown Cincinnati for work each day.
The 513 area code includes the entirety of Loveland. The 45140 ZIP code also includes the entire city, with the exception of a few recently-annexed businesses that belong to the 45249 ZIP code (Symmes). The United States Postal Service lists a number of place names as unacceptable for this ZIP code, including "Murdock", "Symmes Township", and "Twenty Mile Stand"; however, "Loveland, Ohio" is acceptable for Camp Dennison's 45111 ZIP code. The 45108 FIPS55 code and