If you are planning on a life event in the next couple years, such as marriage, a child or transfer with your employer, think carefully about buying. It is unusual for a house to appreciate enough in that time to recoup your costs.
Owning a home is part of the American Dream. It means big tax breaks, a piece of land to call your own, and possibly appreciation. Purchasing a home is not difficult, but you will have to commit some time (maybe a lot of time, depending on your needs), energy, and money to the process. Plan to spend every weekend looking at houses or condos for a while. You will have to share your financial details to a lender to get the loan you need. You will have to part with some hard-earned cash. But, if the process seems daunting, don't despair. We've put together the tools to help you and in the end, you will have a home to call your own!
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