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For Sale by Owner Guide

Guide for Sellers

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Finalize Details


Understand the HUD 1 form. The HUD 1 is a standard form used in all settlements. It details the credits and debits for both the buyer and the seller in the transaction. All the money that changes hands must be reflected on the HUD 1.


Can’t physically be at settlement? Documents can be fed-exed or frequently you can have someone with a power of attorney sign for you.

You're almost there! At this point, you should be just a few days from settlement (also called Closing) day. Confirm with everyone that all the documentation is done. Make sure the buyer’s lender is ready to settle. Confirm the date and time of settlement.

Find out from the settlement agent what will be expected of you. And ask:

  • Will you be at the settlement with the buyer, or can you go in earlier and sign your documents?
  • If you are buying another house immediately after you settle on this one, how will funds be transferred to your next settlement?
  • Will any money be held in escrow? Frequently money for the last water, sewer, etc. bills is held by the escrow agent to pay the bills.

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